Together, we make good health happen!
We help you get the best medical help by assisting you with the right insurance plan.
So take care of your health, and we will cover your medical needs.
Medicare Advantage Plans
HMO Plans
Our Health Maintenance Organization Plans cover all your medical emergency needs if you live or work in the service area. With this plan, under the right eligibility, you will be provided integrated care with a prime focus on wellness.
PPO Plans
If you're looking for insurance policies to cover medical, consultation, and hospital expenses at a lesser than usual cost, opt for these services. We will do the best we can to deliver the necessary services.
PFFS Plans
It is another medicare advantage plan we provide that does not include any cost-control measures or prior authorization. Under the suitable eligibility, we offer services at the set rates.
Medicare Supplement Plan
If you're looking for hospital and medical insurance coverage at a set time or during emergencies to complement the original medical coverage, we are here for you!
Women Care Plan
We have specifically designed women's care plans to help with the medical and hospital needs of women and their families.
FHO Plan
Family Health Optima plans are issued for the entire family under one insured sum. Therefore, it is considered a super saver plan to take care of the entire family's medical expenses.
Why Do You Need Health Insurance?
Health Insurance helps you be better prepared for the possibilities of accidents and illnesses in the future.

Changing Lifestyle
The modern-day lifestyle poses many health risks to individuals. Health insurance is vital in this day and age, more than ever.
Rising Medical Costs
With healthcare becoming more expensive day by day, it is best to have sufficient backup. You and your family can lead a worry-free life.
Number Speaks
Over 150k people have put their trust in us to care for their healthcare, medical and
hospitalization needs. This is your chance to be the next one!






Satisfied Clients
Here is what our customers say about us!

"Their response time is perfect, and they
reply to queries within a minute."
Violet C. Hunt

"The entire team which handles my policy is professional and friendly and helps clear my doubts."
Willie L. Hanson

"When I was hospitalized for a week, I got terrific
benefits from their policies."
Harold V. Piner

"I got their PFFS plan, which has helped me in various
healthcare and emergencies."
Laurie A. Dabbs

Why Choose Us?
Why Choose Universal American For Your Medicare Coverage?
Universal American’s Medicare plans are backed by our unique approach to keeping you healthy.
Latest Blog Posts
Medicare is a federal health insurance program in the US and many other countries that offer health insurance programs to the following people: There are different parts to medicare insurance that cover specific services like: Medicare offers different options for drug, hospital, and health care coverage. Once a person enrolls for medicare services, they have to decide how they can get the coverage, which can mainly be done in two different ways. This includes Hospital insurance (Part A) and Medical Insurance (Part B). People generally pay for the services as and when they get them and get a deductible every year. People have to pay 20% of the coinsurance. If people wish to customize it with drug coverage, they can add Part D of the insurance. It is a medical and hospitalization-approved plan for big corporate companies. These are bundled plans which generally include Part A, Part B, and sometimes Part D. this type of plan also offers a few extra benefits not covered in the original medicare plan, like dental, vision, and hearing services. They generally have yearly contracts and follow the coverage rules.What Is Medicare? How Does It Work?
How does medicare work?
Original medicare
Medicare Advantage