Today's Options® Medicare Advantage Plans


Today's Options Medicare Advantage PFFS plans for New York and Maine


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    • 4-Star Rated by Medicare 2016

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Freedom to
Choose Doctors
& Hospitals
Rewards Program
Live Healthy
Premier Plus

= available in the plan

With Today's Options PFFS, you have the freedom to choose your doctors and hospitals (as long as the provider accepts the plan's terms and conditions of payment and participates in the Medicare program). And, there’s no limit to how many times you can go to the doctor. With a PFFS plan, you may also lower your out-of-pocket costs by using providers in the network. See what our 2016 Today’s Options® PFFS plans have to offer you:

Freedom to choose your doctors and hospitals

  • Freedom to choose your doctor and hospitals as long as the provider accepts the plan and participates in the Medicare program

  • Lower out-of-pocket costs using provider in the network

  • No limit on how many times you go to the doctor

Value and Convenience of All-In-One Plan

  • Affordable monthly plan premium

  • Low copay for visits to your Primary Care Physician

  • $0 deductible for both medical and prescription drug coverage

  • $0 preventive screenings

  • 90-day supply of prescription drugs by mail for one 30-day copay in Tiers 1 & 21

  • Save at Preferred Retail Pharmacies

  • Live Healthy services including check-up reminders, health coaching to help you manage chronic illness, and many other services (Some services are available on a seasonal basis.)

  • A local plan that’s trusted. Members in our plan say we are trustworthy and dependable2

  • 4-Star Quality Rating from the Centers for Medicare & Medicaid Services (CMS)

Today's Options PFFS is offered in Androscoggin, Aroostook, Cumberland, Franklin, Hancock, Kennebec, Knox, Lincoln, Oxford, Penobscot, Piscataquis, Sagadahoc, Somerset, and Waldo counties in Maine; and Albany, Allegany, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Clinton, Columbia, Cortland, Delaware, Dutchess, Erie, Essex, Franklin, Fulton, Genesee, Greene, Hamilton, Herkimer, Jefferson, Lewis, Madison, Monroe, Montgomery, Niagara, Oneida, Onondaga, Ontario, Oswego, Otsego, Putnam, Rensselaer, St Lawrence, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, Steuben, Sullivan, Tioga, Tompkins, Ulster, Warren, Washington, Wayne, Westchester, Wyoming, and Yates counties in New York.

Enrollment disclaimer information:
A Private Fee-for-Service plan is not Medicare supplement insurance. Providers who do not contract with our plan are not required to see you except in an emergency. You must continue to pay your Medicare Part B premium. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or copayments/co-insurance may change on January 1 of each year. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.

1 90-day supply of most Tier 1 and Tier 2 prescription drugs for one 30-day copay. Available only from a preferred mail service pharmacy and filled during the initial coverage stage. See the Formulary and Evidence of Coverage (EOC) for availability and copays.

2 SCR Study: Member Awareness and evaluation of the Universal American Live Healthy Program and Its Impact on Retention. Plans scored an average of 9 out of 10 on trustworthiness, dependability and integrity among members, December 2012.

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