Today's Options® Medicare Advantage Plans


Today's Options Medicare Advantage PPO plans for New York and Maine


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Freedom to
Choose Doctors
& Hospitals
Rewards Program
Annual Vision
Live Healthy
Advantage Plus

= available in the plan

In Today's Options PPO plans, see the doctor of your choice who participates in the Medicare program. You have the freedom to see providers both in and out-of-network. And, there's no limit to how many times you can go to the doctor. You will typically pay less out-of-pocket when you receive care from in-network providers, with the exception of emergencies or urgent care. See what our 2016 Today's Options® PPO plans have to offer you:

Freedom to choose your doctors and hospitals

  • Freedom to choose your doctor and hospitals, as long as the provider accepts the plan and participates in the Medicare program

  • See doctors both in and out-of-network

  • No limit on how many times you go to the doctor

  • Lower out-of-pocket costs using in-network providers

Value and Convenience of All-In-One Plan

  • Low monthly plan premium

  • Low copay for visits to your Primary Care Physician

  • $0 deductible for both medical and prescription drug coverage

  • $0 preventive screenings

  • 90-day supply of prescription drugs by mail for one 30-day copay in Tiers 1 & 21

  • Save at Preferred Retail Pharmacies

  • Live Healthy services including check-up reminders, health coaching to help you manage chronic illness, and many other services. (Some services are available on a seasonal basis.)

  • A local plan that's trusted. Members in our plan say we are trustworthy and dependable2

  • <4>-Star Quality Rating from the Centers for Medicare & Medicaid Services (CMS)

Today's Options PPO is offered in Androscoggin, Aroostook, Cumberland, Kennebec, Penobscot, and York counties in Maine; and Broome, Clinton, Dutchess, Erie, Franklin, Jefferson, Oneida, Onondaga, Putnam, Rensselaer, St Lawrence, Schenectady, Ulster, Warren, Washington, and Westchester counties in New York.

Enrollment disclaimer information:
You must continue to pay your Medicare Part B premium. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or copayments/co-insurance may change on January 1 of each year. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.

1 90-day supply of most Tier 1 and Tier 2 prescription drugs for one 30-day copay. Available only from a preferred mail service pharmacy and filled during the initial coverage stage. See the Formulary and Evidence of Coverage (EOC) for availability and copays.

2 SCR Study: Member Awareness and evaluation of the Universal American Live Healthy Program and Its Impact on Retention. Plans scored an average of 9 out of 10 on trustworthiness, dependability and integrity among members, December 2012.

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