Giving You Freedom of Choice
Our Today’s Options plans are backed by Universal American’s Healthy CollaborationSM, a lasting commitment we make to you to care for you in sickness and in health.
As a member of Today's Options® PFFS you have the freedom to choose your doctor and hospital, as long as they accept the terms and conditions of our plan.
On this site, we offer you easy tools to help you get the most out of your plan. You can view documents about your plan and print out important forms.
Today’s Options is offered in every state with the exception of Alaska, Delaware, New Mexico, Rhode Island and Wyoming.
Today's Options® PFFS is a Medicare-approved Medicare Advantage plan offered by the following organizations that contract with the Federal government: American Progressive Life & Health Insurance Company of New York and The Pyramid Life Insurance Company, members of the Universal American family of companies.


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