Understanding Your Coverage

The TexanPlus^® HMO plans from Universal American’s insurance companies all offer coverage for visits to doctors and specialists, but each type of plan works a little differently.

With TexanPlus^® plans, you may go to any doctor or hospital that is included in our network. If you choose a doctor or medical facility that is not included*, you will be responsible for all costs – except in emergency situations. In addition, you will be asked to choose a primary care doctor. This doctor will coordinate all of your medical care, including choosing specialists when additional care is needed.

Find a doctor or hospital of your choice in our TexanPlus^® HMO plans.

* You must use plan providers except in emergent or urgent care situations (or for out-of-area renal dialysis). If you obtain routine care from out-of-network providers neither Medicare nor TexanPlus^® will be responsible for the costs.