It’s Your Medicare; Choose the Plan That Fits.
Today's Options PFFS specializes in Medicare Advantage plans.
The goal of our plans is to help you stay active, live healthy and be independent. With Today’s Options PFFS, you have the freedom to
choose your doctors and hospitals (as long as the provider accepts the plan’s
terms and conditions of payment
and participates in the Medicare program).
And, our simple, all-in-one plans are affordable and provide the coverage you want – including more benefits than Original
Medicare and plans offering Medicare Part D prescription drug coverage.
Want to find out more about how Today's Options PFFS can help you find a plan that
meets your needs? This website contains useful information or you can schedule a one-on-one call with a helpful representative.
here to fill out a call request. Our representatives can answer your questions and help find the plan that fits you.
Enroll for the coverage, Stay for the Care
You may be eligible to enroll in a Medicare Advantage plan during your Initial Coverage Election Period (ICEP),
when you become eligible for Parts A and B of Medicare. This is usually during the three months prior, the month
of, and the three months after your 65th birthday month or your 25th month of disability. Medicare's
Special Election Period allows you to enroll in a Medicare Advantage plan if you meet other conditions.
If you have questions about your enrollment eligibility, please call us at 1-866-568-8921
(TTY users call 711).
Today's Options PFFS is offered in:
Maryland, Massachusetts, New Hampshire, and Vermont
Annual Election Period (AEP):
Medicare sets aside this period for enrollment in Medicare Advantage (MA) and Medicare Prescription Drug Plans (PDP). From October 15th to December 7th you have the opportunity to enroll in an MA or PDP plan, switch from your current plan or return to Original Medicare for coverage effective on January 1 of the following year.
Initial Coverage Election Period (ICEP)
The Initial Coverage Election Period (ICEP) is the period during which an individual newly eligible for a Medicare Advantage (MA) plan may make an initial enrollment request to enroll in an MA plan. This period begins three months immediately before the individual's first entitlement to both Medicare Part A and Part B and ends on the later of:
1. The last day of the month preceding entitlement to both Part A and Part B; or
2. The last day of the individual’s Part B initial enrollment period.
The initial enrollment period for Part B is the seven month period that begins three months before the month an individual meets the eligibility requirements for Part B, and ends three months after the month of eligibility.
Once an ICEP enrollment request is made and enrollment takes effect, the ICEP election has been used.
Special Election Period (SEP):
Special Election Periods allow you to enroll into or change plans outside of Medicare's standard enrollment periods. For example, if you move out of your Medicare Advantage plan's service area, you have a Special Election Period to enroll in a plan that is available in your new location. If you move into, reside in, or move out of a nursing home, you may also have a Special Election Period. If you have Medicare and Medicaid, you have a Special Election Period that allows you to change Part D drug plans at any time.