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Medicare Prescription Drug Plans

Part D Plans That Protect Your Pocketbook

Get a plan with prescription drug coverage AND medical coverage.

Find a Medicare Advantage plan in your area with our Medicare plan locator.

Taking the medicines you need to stay healthy is so important.


A Medicare Part D Prescription Drug Plan from Universal American protects you from out-of-pocket costs at the pharmacy by covering medicines not covered by Original Medicare.


  • Our plans cover many of the medicines most often taken by people with Medicare just like you at low or no copays.
  • We give you many special programs to make sure you’re getting the most out of your plan, so you can save money and stay healthy.

So, not only will a Medicare Prescription Drug Plan protect your health, it will protect your pocketbook, too.

You can choose from:

Both of our Medicare Prescription Drug Plans offer you:

  • Coverage on many medicines taken by people with Medicare (also called our formulary)
  • Low-cost generic medicines, including coverage in the gap in some Community CCRx plans
  • Brand-name drug coverage
  • Protection against future needs
  • Access to more than 63,000 pharmacies across the country
  • Plus, other special benefits

What is Medicare Part D? A Medicare Part D Prescription Drug Plan (PDP) provides prescription drug coverage on drugs not covered under Medicare Part B. It can be a standalone plan (not joined with other insurance) or may be combined with a Medicare Advantage plan (called an MA-PD plan).

Next Steps...
Want to compare Medicare Prescription Drug Plans? Use our Medicare plan locator.
Are your medicines covered? Use our drug search tool to find out.

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Copay

This is a fixed dollar amount that you pay when your plan does not cover 100% of the cost of your medicines. For example, if you pay a certain amount for a medicine, or for a visit to the doctor, that amount is your copay.

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Coverage Gap (sometimes referred to as the “donut hole”)

The third phase of Medicare Part D coverage following the Initial Coverage phase. You reach this phase after the total annual drug costs paid by you and your prescription drug plan have reached $2,830 (not counting your plan premium payments). While in the Coverage Gap phase you are responsible for paying 100% of your prescription costs until you have paid $4,550 in true out-of-pocket costs.

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Formulary

A list of generic and brand-name prescription drugs that are covered by a Medicare Part D prescription drug plan.

Search the Formulary