Learn about the Four Parts of Medicare
There are four "parts" to your Medicare benefits, and they are Part A, Part B, Part C and Part D.
Medicare Part A (also called Original Medicare) is hospital coverage
Part A is managed by Medicare and provides Medicare benefits and coverage for:
- Inpatient hospital care
- Inpatient stays in most skilled nursing facilities
- Hospice and home health services
Medicare Part B (also called Original Medicare) is medical coverage
Part B is also managed by Medicare and provides Medicare benefits and coverage for:
- Doctor and clinical lab services
- Outpatient and preventive care
- Screenings, surgical fees and supplies
- Physical and occupational therapy
Combined, Medicare Part A and Part B are sometimes also called "Original Medicare."
Medicare Part C (also called Medicare Advantage) combines both A and B
Medicare Part C is a different way of getting Medicare Part A and Part B coverage. Medicare Advantage Plans (called MA Plans) combine Part A (hospital insurance) and Part B (medical insurance) together in one plan. They can also be combined with Part D prescription drug coverage called Medicare Advantage Prescription Drug (MA-PD) Plans. Generally, these plans are offered as:
Medicare Part D is Prescription Drug Coverage
A Medicare Part D Prescription Drug Plan (PDP) can be a stand-alone plan (not joined with other insurance), or it may be combined with a Medicare Advantage Plan called a Medicare Advantage Prescription Drug (MA-PD) Plan.
Today's Options® PPO, Today's Options® PFFS, TexanPlus® HMO, TexanPlus® HMO-POS, Generations Healthcare HMO, Today's Options® HMO, and Tribute® HMO SNP are Health plans with a Medicare contract. Enrollment in these plans depends on contract renewal.