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The Four Parts of Medicare

There are four "parts" to your Medicare benefits:

  • Medicare "Part A" and "Part B" are often called "Original Medicare."
  • Medicare "Part C" is often called "Medicare Advantage" or "MA Plans"
  • Medicare "Part D" is often called "Prescription Drug Coverage"
A

Medicare Part A is hospital coverage

Part A (also called Original Medicare) is managed by Medicare and provides Medicare benefits and coverage for:
  • Inpatient hospital care
  • Inpatient stays in most skilled nursing facilities
  • Hospice and home health services
B

Medicare Part B is medical coverage

Part B (also called Original Medicare) is managed by Medicare and provides Medicare benefits and coverage for:
  • Doctor and clinical lab services
  • Outpatient and preventive care
  • Screenings, surgical fees and supplies
  • Physical and occupational therapy
Combined, Medicare Part A and Part B are sometimes also called "Original Medicare."
C

Medicare Part C combines both A and B

Medicare Part C (also called Medicare Advantage) is a different way of getting Medicare Part A and Part B coverage. Medicare Advantage (MA) Plans combine Part A (hospital insurance) and Part B (medical insurance) together in one plan. They can also be combined with Part D prescription drug coverage creating a Medicare Advantage Prescription Drug (MA-PD) Plan. Generally, these plans are offered as:
D

Medicare Part D is Prescription Drug Coverage

A Medicare Part D Prescription Drug Plan (PDP) can be a stand-alone plan (not joined with other insurance) or it may be combined with a Medicare Advantage Plan called a Medicare Advantage Prescription Drug (MA-PD) Plan.

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