The Four Parts of Medicare

There are four "parts" to your Medicare benefits:

A
Medicare Part A is hospital coverage
Part A (also called Original Medicare) is managed by Medicare and provides Medicare benefits and coverage for:
  • Inpatient hospital care
  • Inpatient stays in most skilled nursing facilities
  • Hospice and home health services
B
Medicare Part B is medical coverage
Part B (also called Original Medicare) is managed by Medicare and provides Medicare benefits and coverage for:
  • Doctor and clinical lab services
  • Outpatient and preventive care
  • Screenings, surgical fees and supplies
  • Physical and occupational therapy
C
Medicare Part C combines both A and B
Medicare Part C (also called Medicare Advantage) is a different way of getting Medicare Part A and Part B coverage. Medicare Advantage (MA) Plans combine Part A (hospital insurance) and Part B (medical insurance) together in one plan. They can also be combined with Part D prescription drug coverage creating a Medicare Advantage Prescription Drug (MA-PD) Plan. Generally, these plans are offered as:
D
Medicare Part D is Prescription Drug Coverage
A Medicare Part D Prescription Drug Plan (PDP) can be a stand-alone plan (not joined with other insurance) or it may be combined with a Medicare Advantage Plan, also called a Medicare Advantage Prescription Drug (MA-PD) Plan.

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