Medicare Advantage PPO Plans
Today's Options® PPO
plans are offered in
Arkansas, Georgia, Indiana, Iowa, Maine, Mississippi, Missouri, Montana, Nebraska, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Texas, Virginia, and Wisconsin.
Today's Options PPO
is a Medicare Advantage PPO plan that provides comprehensive medical and hospital coverage, health and wellness benefits, and the option to add prescription drug coverage.
Today's Options PPO
gives you the freedom to choose which doctors, specialists, and hospitals you visit. You may pay less for services received from healthcare providers who are in our broad network. In our plan, you may see a specialist without a referral. And, there is no limit on covered office visits so you can see your doctor as often as you choose Providers in the network can change at any time.
Our plans are also affordable and may save you money with the following benefits:*
- Low Primary Care Physician office copays
- Low hospital copays per stay
- Annual out-of-pocket spending limits on medical expenses
- Some plan options with prescription drug coverage during the Coverage Gap. Use our Plan Finder to find out if
Today's Options PPO
plans in your area have coverage during the coverage gap.
- Preventive screenings, such as mammograms and prostate screenings
- Additional services not offered by Original Medicare, such as vision care, hearing care and access to professional nurses 24/7. Learn more about Today's Options PPO value-added services.**
Next Steps...
Find out if Today's Options PPO is available in your area with our
Plan Finder.
A health plan with a Medicare contract.
Today’s Options® PPO is offered by the following organizations that contract with the Federal government: American Progressive Life & Health Insurance Company of New York and The Pyramid Life Insurance Company, members of the Universal American family of companies.
The benefit information provided herein is a brief summary, not a comprehensive description of benefits. Benefits and features may vary depending on where you live. For more information contact the plan. We have formed a network of pharmacies. To receive plan prescription drug benefits, you must use a network pharmacy, except in non-routine circumstances, and quantity limitations and restrictions may apply. With the exception of emergencies or urgent care, it may cost more to get care from out-of-network providers. You may enroll in the plan only during specific times of the year. Contact the plan for more information. You must have Medicare Parts A and B to enroll in the plan. You must continue to pay your Medicare Part B premium. Low Income Subsidy (LIS): You may be able to get Extra Help to pay for your prescription drug premiums and costs. To see if you qualify for extra help, call: 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048, 24 hours a day/7 days a week; The Social Security Office at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY users should call, 1-800-325-0778; or Your State Medicaid Office.
*Benefits, formulary, pharmacy network, premium and/or co-payments/co-insurance may change on January 1, 2013. Limitations, copayments and restrictions may apply. Deductible may apply.
**The products and services described above are neither offered nor guaranteed under our contract with the Medicare program. In addition, they are not subject to the Medicare appeals process. Any disputes regarding these products and services may be subject to the
Today's Options PPO grievance process.